It is never too late to plan for retirement; however, the sooner planning starts, the more financially prepared you are likely to feel when the time arrives. Specialized guidance and support can help you develop a plan that delivers a secure and comfortable retirement and peace of mind during your pre-retirement years. As your CPA firm, we can:

•    Review expenses that will be, or are likely to be, incurred during
your retirement and create a plan to eliminate any shortfall
between income and expenses
 
•    Identify the primary sources of retirement income that you have or
should have and calculate the savings required for you to retire at
a specific age and achieve your desired lifestyle

•    Create strategies for preserving and growing retirement account
balances and determining distribution amounts

•    Recommend a diverse range of tax efficient financial tools — IRAs,
401(k)s, investments and tax-sheltered opportunities — that are
best suited to your age and retirement time frame
 
•    Develop a backup plan that responds to unpredictable and
unfortunate events, such as death or disability, which can
undermine even the best-laid retirement plans